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Suggested Credentials
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Elma Teresa Garza
9 Credentials
2 Issuers
CERTIFICATE OF ACHIEVEMENT
Elma Teresa Garza
has successfully completed
Financial Fitness Coach Certification
Saundra Davis, MSFP, APFC, FFC
Executive Director
October 28, 2021
Certificate ID:
40906615
Issued:
Expires:
Financial Fitness Coach Certification
Financial Fitness Coach Certification
October 28, 2021
Sage Financial Solutions
AFCPE® certifies that
Teresa Garza
has successfully completed the course requirements and has agreed
to abide by the Professional Code of Ethics and Standards as an
AFCPE® Accredited Financial Counselor®
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
and affix the seal of the Association for Financial Counseling and Planning Education®.
June 30, 2020
June 30, 2020
AFCPE Executive Director
Date
Expiration Date
AFCPE President
Accredited Financial Counselor®
June 30, 2020
Association for Financial Counseling & Planning Education®
warning
Expired
Expired credential.
Sage Financial Solutions
certify that
AFCPE® &
Teresa Garza
has successfully completed the course requirements and has agreed
to abide by the Professional Code of Ethics and Standards as an
AFCPE® Financial Fitness Coach
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
and affix the seal of the Association for Financial Counseling and Planning Education®.
January 8, 2019
June 30, 2020
AFCPE Executive Director
AFCPE President
Sage Executive Director
Date
Expiration Date
Financial Fitness Coach
January 8, 2019
Association for Financial Counseling & Planning Education®
warning
Expired
Expired credential.
AFCPE® certifies that
Teresa Garza
has successfully completed the course requirements and has agreed
to abide by the Professional Code of Ethics and Standards as an
AFCPE® Accredited Financial Counselor®
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
and affix the seal of the Association for Financial Counseling and Planning Education®.
January 2, 2019
June 30, 2020
AFCPE Executive Director
Date
Expiration Date
AFCPE President
Accredited Financial Counselor®
January 2, 2019
Association for Financial Counseling & Planning Education®
warning
Expired
Expired credential.
Coaching Essentials
Coaching Essentials
December 5, 2018
Association for Financial Counseling & Planning Education®
Sage Financial Solutions
certify that
AFCPE® &
Elma Teresa Garza
has successfully completed the course requirements and has agreed
to abide by the Professional Code of Ethics and Standards as an
AFCPE® Financial Fitness Coach
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
and affix the seal of the Association for Financial Counseling and Planning Education®.
September 10, 2018
December 31, 2018
AFCPE Executive Director
AFCPE President
Sage Executive Director
Date
Expiration Date
Financial Fitness Coach
September 10, 2018
Association for Financial Counseling & Planning Education®
warning
Expired
Expired credential.
Sage Financial Solutions
certify that
AFCPE® &
Teresa Garza
has successfully completed the course requirements and has agreed
to abide by the Professional Code of Ethics and Standards as an
AFCPE® Financial Fitness Coach
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
and affix the seal of the Association for Financial Counseling and Planning Education®.
20072291
Credential ID
September 10, 2018
June 30, 2021
AFCPE Executive Director
AFCPE President
Sage Executive Director
Date
Expiration Date
Financial Fitness Coach
September 10, 2018
Association for Financial Counseling & Planning Education®
warning
Expired
Expired credential.
AFCPE® certifies that
Elma Teresa Garza
has successfully completed the course requirements and has agreed
to abide by the Professional Code of Ethics and Standards as an
AFCPE® Accredited Financial Counselor®
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
and affix the seal of the Association for Financial Counseling and Planning Education®.
January 4, 2018
December 31, 2018
AFCPE Executive Director
Date
Expiration Date
AFCPE President
Accredited Financial Counselor®
January 4, 2018
Association for Financial Counseling & Planning Education®
warning
Expired
Expired credential.
20059190
Teresa Garza
Accredited Financial Counselor®
June 30, 2026
January 4, 2018
Accredited Financial Counselor®
January 4, 2018
Association for Financial Counseling & Planning Education®
