Sage Financial Solutions
certify that
AFCPE® &
Elma Teresa Garza
has successfully completed the course requirements and has agreed
to abide by the Professional Code of Ethics and Standards as an
AFCPE® Financial Fitness Coach
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
and affix the seal of the Association for Financial Counseling and Planning Education®.
September 10, 2018
December 31, 2018
AFCPE Executive Director
AFCPE President
Sage Executive Director
Date
Expiration Date
Elma Teresa Garza
2018 FFC
AFCPE Executive Director: Rebecca Wiggins
Sage Executive Director: Saundra Davis
Issued on
September 10, 2018
Expired on
December 31, 2018