Expiration Date
December 31, 2018


certify that
Sage Financial Solutions


Sage Executive Director
September 10, 2018
and affix the seal of the Association for Financial Counseling and Planning Education®.
to abide by the Professional Code of Ethics and Standards as an
AFCPE® &
Date
AFCPE President
AFCPE Executive Director
With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures
AFCPE® Financial Fitness Coach
has successfully completed the course requirements and has agreed
Elma Teresa Garza
Elma Teresa Garza
2018 FFC
AFCPE Executive Director: Rebecca Wiggins
Sage Executive Director: Saundra Davis
Issued on
September 10, 2018
Expired on
December 31, 2018