Carrie L. Johnson

has successfully completed the course requirements and has agreed

AFCPE® Accredited Financial Counselor®

With all rights, privileges and honors appertaining thereunto. In testimony thereof we set signatures

AFCPE Executive Director

AFCPE President

Date

AFCPE® certifies that

to abide by the Professional Code of Ethics and Standards as an

and affix the seal of the Association for Financial Counseling and Planning Education®.

April 14, 2016